Grupo Financiero GaliciaMEX:GGAL N 62 Net Margin % is 2.60% as of Mar. 2026, which is 75% below its 10-year median of 10.39. GuruFocus rates MEX:GGAL N with a GF Score™ of 62/100 and a GF Value™ of MXN370.39 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, Grupo Financiero Galicia ranks worse than 95.15% on this metric.
The historical rank and industry rank for Grupo Financiero Galicia's Net Margin % or its related term are showing as below:
MEX:GGAL N'
s Net Margin % Range Over the Past 10 Years
Min: -4.2 Med: 10.39 Max: 21.42
Current: 0.99
MEX:GGAL N's Net Margin % is ranked worse than 95.15% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs MEX:GGAL N: 0.99
Grupo Financiero Galicia (MEX:GGAL N) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Grupo Financiero Galicia Net Margin % Related Terms
Grupo Financiero Galicia Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Financiero Galicia's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero Galicia Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Financiero Galicia's Net Margin % distribution charts can be found below:
* The bar in red indicates where Grupo Financiero Galicia's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Financiero Galicia (MEX:GGAL N) has a Net Margin % of 2.60% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Grupo Financiero Galicia and its competitors. This is 75% below median its historical median of 10.39. According to the industry distribution chart, Grupo Financiero Galicia ranks #1452 out of 1526 companies in the Banks industry, placing it in the top 95.2%.
Is Grupo Financiero Galicia's Net Margin % too high?
Grupo Financiero Galicia's current Net Margin % of 2.60% is 75% below median its 10-year median of 10.39. The Banks industry median Net Margin % is 26.97. Grupo Financiero Galicia's value of 2.60% is 90.4% below this industry median. Based on the distribution chart, Grupo Financiero Galicia ranks #1452 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Financiero Galicia has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #1452 out of 1526 companies for Net Margin %. This places Grupo Financiero Galicia in the lower half of its industry. The industry median Net Margin % is 26.97. Grupo Financiero Galicia's value of 2.60% is 90.4% below this benchmark. While the company's 10-year median is 10.39 vs. the industry median of 26.97, Grupo Financiero Galicia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Galicia's current Net Margin % of 2.60% is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Grupo Financiero Galicia and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current Net Margin % is 2.60%, which is 75% below median its own 10-year median of 10.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (MEX:GGAL N) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN370.39, compared to a current price of MXN708.00 — trading 91.1% above its estimated fair value. The current Net Margin % is 2.60%, which is 75% below median its 10-year median of 10.39 and 90.4% below the Banks industry median of 26.97. Grupo Financiero Galicia's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Grupo Financiero Galicia (MEX:GGAL N), the current Net Margin % is 2.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero Galicia (MEX:GGAL N) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued.
The current stock price of MXN708.00 is trading 91.1% above its estimated GF Value™ of MXN370.39.
GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.
Key valuation signals for MEX:GGAL N:
Net Margin %: 2.60% (75% below median its 10-year median of 10.39)
GF Value™: MXN370.39 vs. price of MXN708.00 (91.1% above fair value)
Industry Position: 90.4% below the Banks median (#1452 of 1526)
No single metric tells the full story. See the MEX:GGAL N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
62GF Score
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